What If All The Seeds You've Sown For Your Family's Future Were Sterile?
This is a scary thought and one that you shudder at the thought of. But for most of us who have used a financial planner, it is all too often the case. Why? Because of a behemoth of a problem: multimillion dollar financial firms, big overhead, high turnover, product pushing, crop leveling bulldozers. These big companies have taken over the financial industry and one size fits all or confuse them enough and maybe they won’t look too hard at the details.
Don't get me wrong...
it's not their fault.
They don't mean to take your money and invest it in sterile seeds and bean stalk beans. It's what they've been taught, it's all they know, but unfortunately it's not enough and you end up suffering because of their unsoiled hands and black thumbs.
The financial industry has taken good ol' fashion financial plannin', which consisted mostly of the pathetic peddling of proprietary products and a so called diversification strategy consisting only of stocks, bonds and cash, and turned it into a billion dollar business all at your expense.
It really is sad, but our only choice is to do the best we can in spite of the problem.
Ever meet a "Financial Planner" who turned out to be something else?
Sure you have, that's 99% of them. They're the imposters I mentioned above. True financial planning isn't good old fashioned concepts and strategies homogenized and processed into big monster machines plopping out bales of identical looking stuff. It takes skilled financial brains with innovative eyes and a finger on the pulse of new trends to truly plan for your unique and individual future.
They say they're objective...
but the truth is they are not.
They say they want to help and they just want to see if what they offer "is a fit for you and your family," but it's always a fit. It all looks good on paper. They have really nice brochures and great elevator speeches. But the bottom line is they all have a product to sell. They all work for the big billion dollar bulldozer financial companies that want to sell their products and these are their army of bees, sent out from the hive to take your pollen and create honey for themselves.
How can I ensure that the seeds I sow yield a bumper crop?
Every person has different needs, challenges and priorities. Whether you are worried about cash flow, assets protection, tax burdens, education expenses, transportation, health issues, your retirement or your legacy, there are creative solutions that can yield significant financial benefits to you.
The big companies don't focus on this stuff, because most of their ground troops don't have the education and experience to understand it. The funny thing is the products that are used to achieve these results are all provided by the big giants, they just to don't use them for these purposes. This takes too much time, knowledge and strategy and more money can be made quicker (by them) using the good ol' financial plannin'.